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Insurance for the Restaurant & Hospitality Industry

When you're in the food and beverage industry, protection for your business is one ingredient that can never be left out. Folks Insurance Group will tailor a program to meet the needs of restaurants of all types. We aim to keep your business and reputation as impressive as the food you serve.

Your restaurant & hospitality insurance needs are as unique as your business.

That's why we at Folks Insurance Group tailor our coverages and services to give restaurants the right protection. Our risk management specialists are experts and can help you identify potential hazards and recommend measures to eliminate or reduce those risks.



Encourage your employees to follow these practices to help protect your customers and business:

  • Wash hands before and after preparing food, especially after preparing raw meat, poultry, eggs, and seafood.
  • Wear gloves to prevent bare hand contact when handling any ready-to-eat foods.
  • Do not allow ill employees to handle food with bare hands. Either reassign employees for the day or send them home to recover.
  • Do not reuse knives, utensils, pans, bowls, cutting boards, etc., especially after they have been exposed to raw foods of animal origin such as meat, eggs, and shellfish. Consider color-coding these items to avoid cross contamination.
  • Refrigerate leftovers promptly or dispose of them in designated trash receptacles (to avoid reintroduction into food prep area).
  • Thoroughly cook ground beef, poultry, and eggs before serving.
  • Thoroughly wash work surfaces, utensils, and hands after exposure to meat and poultry products.
  • Keep raw meat separate from ready-to-eat foods.
  • Wash fruits and vegetables thoroughly.


"I have owned and operated my restaurant in the heart of Sayville for over 30 years, and it is always a pleasure doing business with Jim Folks and Folks Insurance Group. He is an upstanding community member, and I have had the privilege of knowing his family for many years. Jim Folks is a friendly, kind person, and has the utmost integrity as a business man. His agency is extremely knowledgeable, and I know I am getting the most competitive pricing, along with complete comprehensive coverages, and that puts my mind at ease. Jim Folks has been a strong advocate, and is always reliable when I have had the unfortunate experience of filing a claim. Prior to signing with the Folks Group, I found myself underinsured and was devastated when I was not covered for a claim I made. I now have no worries or anxiety about my coverages, knowing my business is taken care of. I share this with you, knowing that insurance coverages can be confusing and frustrating, but Folks Group takes the unpleasantness out of the entire experience, and I recommend them to my family and closest friends, most of whom are clients as well! "


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33 Main Street, West Sayville, NY 11796
P: 631.589.5100 | F: 631.589.3335