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Insurance for Florists

As a florist, you’ve chosen a profession that brings a natural beauty indoors. Customers look to you for spectacular wedding bouquets, touching funeral arrangements or flowers that simply say, “I’m sorry.” They depend on you for just the right touch, often at a moment’s notice. So take the time to make sure you’re always there for them.

Your florist insurance needs are as unique as your business.

Folks Insurance provides florist insurance designed to protect companies like yours from situations you’d rather not think about. What if a power outage or refrigeration failure ruined your stock of Valentine’s Day roses? Or your driver got lost and delivered wedding flowers to the wrong church on the other side of town? What if a customer slips and falls while exploring your shop and decides to file a lawsuit? We understand your risks and challenges and work hard to protect your assets.


  • Recent research confirms that flowers might be the perfect pick-me-up for millions of Americans who do not consider themselves "morning people." Participants of a behavioral study conducted by researchers at Harvard University and Massachusetts General Hospital confirmed that they feel least positive in the early hours but reported being happier and more energetic after looking at flowers first thing in the morning.
  • Research conducted at Rutgers shows flowers have a positive impact on emotional health.
  • Flowers and plants have the natural energy to infuse peace and harmony into living and working spaces.

"As the owner of a florist that has been in my family for over 60 years, I realize how dependent we are on certain holidays or times of the year for our business revenue. I use the Folks Insurance Group because I know that they provide my business complete coverage 24/7. Jim Folks has given excellent customer service to my employees and me, and I am very satisfied with his knowledge of what I need. He has always been available to answer my questions, and goes above and beyond to keep my rates from rising, without reducing my coverages. If something catastrophic were to prevent me from opening my doors on Valentine's Day, our single biggest revenue holiday, I would still be able to pay my employees and maintain our future business. He supports local businesses, and I think you should support him. You will definitely be happy with your choice!"


Managing Risk in Every Aspect of Your Operations



33 Main Street, West Sayville, NY 11796
P: 631.589.5100 | F: 631.589.3335